Toronto Fractional CFO & Cross-Border Tax Advisory Firm

Strategic financial leadership for family-owned and growing businesses operating across Canada, the United States, and India.

Led by a Canadian CPA, U.S. CPA, and Indian Chartered Accountant, SK & Associates helps businesses navigate complex cross-border accounting, tax compliance, and financial strategy with clarity and confidence.

Schedule Your Consultation
Schedule Your Consultation

Financial Leadership for Businesses Growing Across Borders

At SK & Associates, we support family-owned and mid-sized businesses navigating financial complexity across Canada, the United States, and India.

Our Toronto-based firm’s services combine fractional CFO leadership, cross-border tax advisory, and hands-on accounting support, helping business owners stay compliant, improve financial clarity, and make better strategic decisions.

At SK & Associates, we work closely with business owners to improve financial clarity, strengthen reporting, and build strategic financial plans that support sustainable growth. From resolving accounting backlogs to structuring international expansion, we act as a trusted financial partner, not just an accounting service.

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Led by Cross-Border Accounting Expert Shankar Krishnan

Shankar Krishnan, CPA (Canada), CPA (USA), CA (India), brings more than 35 years of experience advising business owners, lenders, and financial institutions across North America.

Based in Toronto, Shankar specializes in helping family-owned and growing businesses manage cross-border accounting, tax compliance, and financial strategy between Canada, the United States, and India.

He is also a Professor at Centennial College, teaching advanced tax and accounting, and is trusted by institutions such as RBC, EDC, and BDC.  

Learn More
Learn More

Fractional CFO Services for Businesses

Many businesses reach a stage where they need the guidance of a Chief Financial Officer but are not ready for a full-time executive hire.

Our fractional CFO services in Toronto provide experienced financial leadership on a flexible basis.

Our Services

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    Fractional CFO

    Better decisions, cash-flow control, and financial direction—without hiring internally.

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    Accounting Catch-Up & Systems Reset

    We fix messy books and put systems in place to keep you on track.

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    Cross-Border Tax Compliance & Planning

    Smart planning and seamless compliance in Canada, USA, and India.

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    Cross-Border Business Setup

    Expand internationally with the right structure, reporting, and banking support.

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    Estate and Succession Planning

    Protect your wealth and secure your family’s future

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    Banking, CRA & IRS Representation

    Navigate CRA, IRS, banks, and government requirements with confidence.

Talk To Us Today!
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We are not a fit for everyone – and that’s intentional

Who We Work With

We partner with:

  • Family-owned and mid-sized businesses generating $1M–$100M in revenue

  • Entrepreneurs and professionals building across Canada and the U.S.

  • Indian business owners expanding into North America

  • High-net-worth families planning estates and succession

  • Clients referred by trusted partners at RBC, EDC, BDC, and major insurers

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Why Businesses Choose SK & Associates

  • Straightforward, responsive communication

  • A focus on people, not just numbers

  • Flexible support from backlog clean-up to CFO services

  • Expertise in both Canadian and U.S. financial systems

  • Strong relationships with banks, lenders, and advisors

  • We deliver practical financial guidance, not just reports

“SK & Associates not only caught us up after months of backlog, they gave us the systems to stay on track. We now think of them as part of our leadership team.”

— Owner, Toronto Family Business

"I had the pleasure of working with SK & Associates for the benefit of a mutual client who had a pressing need to refinance their credit. It was a complex situation and Shankar and his team were diligent and efficient in preparing the necessary information and managing the dialogue with the bank. They demonstrated a strategic financial approach when representing the client which ultimately led to a successful banking solution being delivered to the client."

— Alisa Trunova, Senior Manager, Commercial Services, TD Commercial Banking

Get started with SK & Associates, today.

Book a confidential consultation
Book a confidential consultation