Premium Fractional CFO, Accounting & Cross-Border Tax Advisory

For family-owned and growing businesses navigating financial complexity across Canada, the United States, and India.
Led by a Canadian CPA, U.S. CPA, and Indian Chartered Accountant providing strategic financial leadership across borders. Trusted by business owners and financial institutions across Canada and the United States.

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What We Do

At SK & Associates, we help growing and family-owned businesses stay financially organized, compliant, and ready for what’s next.

From cleaning up accounting backlogs to cross-border expansion and strategic tax planning, we provide hands-on financial leadership, not just reports.

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Shankar Krishnan, CPA (Canada), CPA (USA), CA (India) brings 35+ years of experience supporting family-owned and growing businesses with practical, cross-border financial and tax guidance. Recognized and trusted by institutions such as RBC, EDC, and BDC, he is known for delivering clear, strategic advice in complex situations. Shankar also serves as a Professor at Centennial College, teaching advanced tax and accounting subjects.

Clients value Shankar’s ability to simplify complex situations and provide clear, practical guidance they can act on with confidence.

Meet the Founder

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Our Services

  • Line drawing of a clock, calculator, and dollar sign.

    Fractional CFO

    Better decisions, cash-flow control, and financial direction—without hiring internally.

  • Outline icons of a document with check marks, a trash can, and a gear, representing document management, deletion, and settings.

    Accounting Catch-Up & Systems Reset

    We fix messy books and put systems in place to keep you on track.

  • Outline of a tax document with the word 'TAX' at the top, flanked by two circular symbols representing a maple leaf and a United States flag.

    Cross-Border Tax Compliance & Planning

    Smart planning and seamless compliance in Canada, USA, and India.

  • Travel suitcase next to a signpost with arrows pointing to USA and Canada.

    Cross-Border Business Setup

    Expand internationally with the right structure, reporting, and banking support.

  • Line drawing of a house, a document with a dollar sign, and a person, all inside a circle.

    Estate and Succession Planning

    Protect your wealth and secure your family’s future

  • Line drawing of a courthouse and a certificate or diploma with a ribbon and star emblem.

    Banking, CRA & IRS Representation

    Navigate CRA, IRS, banks, and government requirements with confidence.

Talk To Us Today!
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We are not a fit for everyone – and that’s intentional

Who We Work With

We partner with:

  • Family-owned and mid-sized businesses generating $1M–$100M in revenue

  • Entrepreneurs and professionals building across Canada and the U.S.

  • Indian business owners expanding into North America

  • High-net-worth families planning estates and succession

  • Clients referred by trusted partners at RBC, EDC, BDC, and major insurers

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Why Clients Choose Us?

  • Straightforward, responsive communication

  • A focus on people, not just numbers

  • Flexible support from backlog clean-up to CFO services

  • Expertise in both Canadian and U.S. financial systems

  • Strong relationships with banks, lenders, and advisors

“SK & Associates not only caught us up after months of backlog, they gave us the systems to stay on track. We now think of them as part of our leadership team.”

— Owner, Toronto Family Business

"I had the pleasure of working with SK & Associates for the benefit of a mutual client who had a pressing need to refinance their credit. It was a complex situation and Shankar and his team were diligent and efficient in preparing the necessary information and managing the dialogue with the bank. They demonstrated a strategic financial approach when representing the client which ultimately led to a successful banking solution being delivered to the client."

— Alisa Trunova, Senior Manager, Commercial Services, TD Commercial Banking

Get started with SK & Associates, today.

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